Privacy Policy

Effective Date: December 10, 2025

Version: 1.0

1. Introduction

OptionsIQ ("we", "our", "us") respects your privacy and is committed to protecting your personal data.

2. Information We Collect

2.1 Account Information

• Email address
• Name (optional)
• Password (encrypted)
• Profile picture (if provided)

2.2 Usage Data

• Trades you favorite or comment on
• Risk profile settings
• Page views and interactions
• Device and browser information

2.3 Cookies and Tracking

We use cookies and similar technologies to:

• Maintain your login session
• Remember your preferences
• Analyze platform usage
• Improve user experience

3. How We Use Your Information

We use collected data to:

• Provide and improve our services
• Personalize your experience (recommendations, notifications)
• Send important updates (if you opt-in)
• Ensure platform security
• Comply with legal obligations

4. Data Sharing

We DO NOT sell your personal information.

We may share data with:

• Service Providers: Hosting, email, analytics (e.g., Google Cloud, Vercel)
• Legal Requirements: If required by law or to protect rights
• Business Transfers: In case of merger or acquisition

5. Third-Party Services

We use:

• Google OAuth - For login (subject to Google Privacy Policy)
• Firebase - For push notifications (subject to Firebase Privacy Policy)
• Email Services - For transactional emails

6. Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate information
• Delete your account and data
• Export your data
• Opt-out of non-essential communications

7. Data Security

We implement industry-standard security measures:

• Encrypted passwords (bcrypt)
• HTTPS encryption
• Secure database access
• Regular security audits

However, no method of transmission is 100% secure.

8. Data Retention

We retain your data:

• While your account is active
• As required by law
• For up to 90 days after account deletion (for recovery)

9. Children's Privacy

Our platform is NOT intended for users under 18. We do not knowingly collect data from minors.

10. International Users

Your data may be stored and processed in the United States.

11. Changes to Privacy Policy

We may update this policy. We will notify you of material changes via email or platform notification.

12. Contact Us

For privacy questions or requests, contact:

• Email: privacy@optionsiq.io

Last Updated: December 15, 2025