Cookie Policy

Effective Date: December 15, 2025

Version: 1.1

🍪 What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us provide a better user experience.

🎯 How We Use Cookies

1. Essential Cookies (Required)

These cookies are necessary for the platform to function:

• next-auth.session-token - Authentication & login (Session)
• next-auth.csrf-token - Security (CSRF protection) (Session)
• next-auth.callback-url - Login redirect (Session)

You cannot disable these cookies as they are essential for platform functionality.

2. Functional Cookies (Optional)

These cookies enhance your experience:

• theme - Remember dark/light mode preference (1 year)
• risk-profile - Remember your risk settings (1 year)
• onboarding-complete - Track onboarding status (Permanent)

3. Analytics Cookies (Optional)

We may use analytics cookies to understand platform usage:

• Page views and popular features
• User flow and navigation patterns
• Error tracking and debugging

We do NOT use:

• Advertising cookies
• Cross-site tracking
• Third-party advertising networks

📊 Third-Party Cookies

We use the following third-party services that may set cookies:

Google OAuth (if you login with Google)

• Subject to Google's Privacy Policy
• Used for authentication only

Firebase (for push notifications)

• Subject to Firebase Privacy Policy
• Only if you enable notifications

🎛️ Managing Cookies

Browser Settings

You can control cookies through your browser settings:

Chrome: Settings → Privacy & Security → Cookies

Firefox: Settings → Privacy & Security → Cookies

Safari: Preferences → Privacy → Cookies

Edge: Settings → Privacy → Cookies

Platform Settings

Manage optional cookies in:

• Your Dashboard → Settings → Preferences
• Cookie Consent Banner (on first visit)

⚠️ Disabling Cookies

Warning: Disabling essential cookies will prevent you from:

• Logging in
• Saving preferences
• Using personalized features

🔒 Cookie Security

• Cookies do NOT contain personally identifiable information
• Session cookies are encrypted
• HTTPS-only cookies (cannot be intercepted)
• Secure and HttpOnly flags set

📱 Mobile App Cookies

If we launch a mobile app, similar technologies (local storage, tokens) will be used and disclosed.

🌍 International Users

Cookies may be stored on servers in the United States.

📅 Updates

We may update this Cookie Policy. Changes will be reflected in the "Effective Date" above.

📞 Questions?

For cookie-related questions, contact: privacy@optionsiq.io

By continuing to use optionsiq.io, you consent to our use of cookies as described in this policy.